🌴 Hale Mahina Ownership Calculator
The Hale Mahina Ownership Calculator is a custom-built web tool designed to help prospective and current owners at Hale Mahina Beach Resort in Maui understand the full financial picture of owning a unit there. It’s not just a simple mortgage calculator—it’s a comprehensive cost estimator tailored to the unique leasehold structure and operational nuances of the property.

One key element it factors in is the monthly HOA fee, which varies by unit size and location. These fees typically include electricity, high-speed internet, water, sewer, trash collection, and maintenance of the grounds and shared amenities like the pool, hot tub, and BBQ area. This bundled structure simplifies ownership—especially for short-term rental units—by consolidating various utilities and services into one predictable payment.

Leasehold fees also vary depending on the unit. Since Hale Mahina operates under a leasehold model, these fees reflect each unit’s individual lease terms and associated costs. Most leases are set to expire between 2046 and 2048, and currently there’s no option to purchase the fee simple interest. Because the remaining lease duration is under 30 years, owners are restricted from using 1031 exchanges, which can influence long-term investment planning.